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Auto Insurance

Why Selecting The Insurance Teacher for Auto Insurance is a Smart Choice

At The Kim Hastings Agency, we know that insuring your vehicle is more than just a basic obligation. It’s a vital and legal necessity in your world…and these days, your needs may go well beyond “basic.”

That’s why our agency helps you make a Smart Choice when it comes to selecting your Auto insurance, to bring you more than simple coverage. With The Kim Hastings Agency, Auto insurance comes with quality coverage, convenience, and personalized service far beyond basic. Yes, it can cover injuries and damages caused by an accident, if you’re legally responsible. However, our agency goes further, delivering the accessibility, convenience, and options you want, along with the personal touch of your own neighborhood agent.


Customize your Auto Insurance policy with plenty of coverage options

We understand that in life, as in Car insurance, foresight and awareness are everything. When it comes to protecting what you care about most, “one-size fits all coverage” just doesn’t cut it.

That’s why The Kim Hastings Agency gives you beyond-basic coverage options to help you spot coverage gaps and cover other unexpected costs.

 Consider additional coverage options* like:

Accident Forgiveness

Accidents happen (that’s why you have insurance), and The Kim Hastings Agency, we know that they aren’t always your fault. That’s why, with this option*, your rate remains can remain unchanged when you’re not at fault in any accident while your policy is in force.**

Incident Forgiveness

Get a speeding ticket? Pretty frustrated? We understand these things happen. With this added option, your rates won’t increase for a citation, as long as no claim is filed.**

You can always speak to a representative of The Kim Hastings Agency to learn more about coverage options, or talk about your coverage needs.

Small Claim Forgiveness

With this option, your rates will never go up because of a fender bender or other small accident even if it’s your fault.

*Not available in all states.

**Benefits apply to Farmers customers only, and do not include any incidents or violations occurring before the date of insured with an approved carrier.

This brief summary is not a policy document. Please read the actual policy documents for your state for important details on coverages, exclusions, limits, conditions, and terms. If there is any conflict between this summary and the policy documents, the policy documents will control. Not all products and discounts are available in every state.