Agent Name First Last Current Liability RiskYour Name* First Last Email* PhoneYour insurance agent has recommended that you obtain a Personal Umbrella Policy to protect your assets in the event of a large loss in which you may be required to pay. Before you decline coverage, you should consider: An umbrella policy is the cheapest type of insurance you can get (priced per 1,000 in coverage). Large liability loss claims have been on the rise (common in this economic environment) and people are just sue happy...especially if they believe you have money. Accidents do happen, and if you are found to be 1% at fault, you are open to a lawsuit. A personal umbrella also protects a loss covered on your home policy (and if you have a pool, dog, trampoline...or drive other children around in your vehicle, we always recommend you protect yourself with a Personal Umbrella. If you are sued, many of your assets not protected (non-IRA mutual funds, stocks, bonds, savings accounts, checking etc...) If your home has a homestead exemption, it cannot be taken; however, an attorney can place a lien on your primary residence and take profits when you sell. Your retirement accounts and annuities are safe (All high network individuals should look to add annuities to their portfolio and we would be happy to help.) AND you may qualify for a discount on your auto and/or home owners insurance which would significantly reduce the cost of this coverage. If the value of your non-protected assets are over $1m, you may want to consider more. Cost for $1million of coverage is usually $25-$30 per month and a discount on your auto and home could reduce this cost significantly. Personal Umbrella Selection*(select correct option by clicking on space below) I have been offered a Personal Umbrella Policy and Reject this coverage. I have reconsidered and would like a Personal Umbrella Policy. I would like more information before signing. Accept or More Information Desired* Please contact me about my policy. I would like to set up an appointment to discuss. To schedule an appointment, go to: https://contractcoach.myclients.io/site/theinsuranceteacher/online-scheduling. When you submit this form, an email with this link will be sent to your in box.To get more information, please create an account on our website (https://theinsuranceteacher.com). Once you submit this form, instructions will be sent to you provided email. If you don't see it, please check your SPAM and add theinsuranceteacher.com to your safe senders list.Signature Required:*HiddenClient ID
